Well, to put it plainly....I'm desperate. I'm in my mid thirties, little advancement in my job and in debt. I'm not deeply in debt, but it's just enough to keep me from living my life. I make just enough to make my payments and take care of life's necessities. I have high APR on pretty much all my debt, and no matter how much I call or request, not a single debtor will work with me to lower it. As a result, in the past 3 years, I've only gotten my former 11k debt down to just under 10k. I overpay my bills when I have the extra money, but that's a rare occasion. I always round up to the nearest $10 (Bill is $34, so I pay $40).
Long story short, my APR and debt are KILLING me. I've been working a steady job since I was 11 years old, and have a strong work ethic. I always believed that if you work hard, life will reward you. Well, that thought has slowly been leaving my head. I hate the fact that I've become jaded to the world and hard work. I hate to think that there are people out there that are Billionaires 50 times over, and there are still people out there that have to struggle each and every day to get by. I swear, if I ever came across that kind of money, I wouldn't only donate to charities, but I would seek out those that deserve help (people that try to do their best in life), and I would help them out. I'm not shy to say that I am that kind of person, the kind that deserves a little help. I'm a good person and I do whatever I can to help others. I've always been that way.
The true and honest reasons why I am doing this, which I will put in bullet points.
You may say, "Ok we help you out, but what happens if you get yourself in this mess again?"
Well, let me tell you...I vow to NEVER let myself do this again. I got approved for some credit about 7 years ago, and I went a little overboard. I massively underestimated the negative impact this would have on my life. I never dreamed it! I swear that once I'm out of debt, that's it. I've learned this harsh lesson, and it's not one I will ever repeat.
So, please, if anyone out there can help me out, I would be most grateful. If just 10,000 out of the 6 billion people in the world donated even just $1, that would solve so many of my problems. I'm not sure how I can prove what I'm doing is legitimate, but if you come up with an idea, please let me know. I'll do whatever is needed to prove none of this is BS.
If you donate, and want it to be known, I will put your name on the generous people page. The amount you donate will be left blank unless you want it known. If you want your name listed other than your real name, please let me know what name you want to use to identify yourself.
Thank You So Very Much in Advance!